Out-of-court mechanism: Settlements up 18.5% in August

The out-of-court mechanics accelerated successful August, though this period is not included successful the deadlines for completing the procedure.

More specifically, past period 1,231 indebtedness settlements were made, amounting to 317 cardinal euros, an summation of 18.5% compared to the 1,039 settlements successful August 2024 and an summation of 78% compared to the 691 settlements successful August 2023.

Correspondingly, the initiation of caller applications recorded a 10% summation compared to the corresponding period past year and a 45% summation from the year before.

Submissions besides recorded a importantly higher number, signaling an summation of 26% compared to the corresponding period past year and a 70% summation compared to the year before.

Specifically, successful August 2025, 3,340 caller applications and 2,896 submissions were made, compared to 3,031 applications and 2,338 submissions successful the aforesaid period of 2024 and 2,305 applications and 1,715 submissions successful 2023.

A total of 41,748 successful settlements for archetypal debts amounting to 13.56 cardinal euros person been recorded that were settled done the out-of-court mechanics by the extremity of August.

According to the Ministry of National Economy and Finance, the important summation successful each indicators reflects the substantial sum of the mediate people with the enlargement of the inclusion criteria and each the improvements overall, which supply realistic regulatory proposals to households and businesses connected a regular basis.